Tariffs and Trump and Turmoil
A friend of mine from Craigs Investment Partners recently shared this with me in response to the market upheavals of recent times:I wanted to reach out to communicate on the recent tariff announcements by President Trump, and their impact on the markets and your portfolio.As...
Fueling Growth in The Economy
April 11, 2025
Depositor Compensation Scheme
How to Fuel the economy and create growth – what is the RBNZ doing to assist?The Deposit Takers Act will establish a new Depositor Compensation Scheme to protect up to $100,000 per depositor per deposit taker in the event of a failure.I recently attended the Auckland Chamb...
Preparing to Apply for a Home Loan
November 15, 2024
A Guide to getting ready to borrow
Purchasing a home is a monumental milestone, often accompanied by one of life’s biggest financial commitments: a home loan. If you’re planning to apply for a mortgage, taking time to prepare can help streamline the process, improve your chances of approval, and even save...
New rules for landlords
June 18, 2024
Better terms for investors
Important Update on Tenancy Legislation Changes New legislation heading to Parliament this month will bring significant changes for landlords and tenants: Reintroduction of 90-Day "No Cause" Terminations: Landlords will be allowed to end periodic tenancies without providing ...
How to lessen the shock of changing interest rates
Many homeowners are grappling with the burden of high interest rates on their mortgages and while it may seem daunting, there are proactive steps you can take to manage this financial challenge effectively. Strategies for managing high interest rates on your mortgage:&n...
Some banks will lend you more - don't miss out
June 17, 2024
Did you know that some banks are willing to lend you more than others?
When it comes to home loans, not all banks view your position the same.They all view and assess your application in different ways.Things like self-employed income, bonuses or rental income may be treated differently which can affect the amount you can borrow.These tools and...
Don't just let your loan rollover
June 17, 2024
Loan renewal - what should I do?
5 big reasons why you need to stop, think and talk to your adviser.New Zealanders and our cousins in Australia are unique. We absolutely love property! We dream big! Upsizing the family home, buying the perfect beach cottage or starting the property investment portfolio is a...
When to apply for a pre-approval
Navigating Bank Turnaround Times in New Zealand Property MarketIn recent times, prospective homebuyers in New Zealand have encountered delays in bank decision-making processes, affecting the timeliness of mortgage approvals and transactions. These delays have been influenced...
Help for First Home Buyers
June 16, 2024
More money available for first home buyers
Boost for First Home Buyers: Increased Support for Low Deposit PurchasesIn a positive development for aspiring homeowners across New Zealand, the government has announced an expansion in support for first home buyers seeking mortgages with less than a 20% deposit. Currently,...
Less deposit needed to buy an existing house
New Zealand Adjusts LVR Requirements: Implications for Property InvestorsIn a move aimed at balancing market dynamics and stimulating investment activity, New Zealand's Reserve Bank has announced changes to Loan-to-Value Ratio (LVR) requirements for property investors. Effec...
Loading...
TAGS
Landlord Tenant RightsTenancy UpdatesHigh interest ratesPre-approvalLending optionsrefinanceLoan renewalInterest ratesLoan refixWhen to engage a mortgage adviserGet your team together earlyAccess to replies from banksBank response timesBanks willing to lendFirst home buyersHow much deposit do I needProperty investingLVR changesTax on sale of propertyBright line test changesFirst Home buyer grant removedRBNZ rulesBorrowing abilityDebt to Income RatiosRetirementFinancial planningSaving for retirementKiwisaverProperty valuationHome loan adviceReal estate tipsHow to work out what to pay for a propertyInvestment PropertyFirst home buyerMortgage BrokerAuckland Home LoansHome loan ProcessInsuranceLoan CalculatorHome loanRent
Loading...
