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Auctions can seem daunting

Buying your first home is a huge milestone — and buying at auction can feel like stepping into a completely different world.For many first-home buyers in New Zealand, auctions are exciting, fast-moving, and sometimes a little intimidating. The pace is quick, emotions can r...
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There is still time to get the Government top up

Did you know you can get up to $260.72 from the Government – every year? One of the best features of KiwiSaver is that you’re not the only one contributing to your retirement savings. Your employer must contribute at least 3.5% (unless you opted to stay at 3%),...
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Why work with an adviser if self employed?

If you run your own business, getting a mortgage can feel harder than it should.Not because you’re risky.But because your income doesn’t fit neatly into the way banks like to assess things.A salaried employee shows payslips.A business owner tells a story.And if that stor...
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Moneytime - programme being run in NZ Schools

Do you know what your children are bing taught in school?This is brilliant and I only just found out from my 10 year old’s teacher because he logged in and didn’t complete the module?Apparently there are modules they are supposed to complete with parents – giving you a...
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Navigating rising costs

March 31, 2026

Fuel price rises hitting your wallet?

Navigating Rising Costs and Uncertainty in New Zealand: Practical Steps to Stay in ControlIf it feels like everything is getting more expensive lately—you’re not imagining it.Across New Zealand, many households are feeling the squeeze. Fuel prices continue to fluctuate, ...
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Kiwisaver from 1 April 2026

KiwiSaver Is Changing Next Month – Here’s What You Need to KnowSome changes to KiwiSaver are kicking in from April 2026, and while they’re not dramatic, they will have an impact on your pay and your future savings.If you notice your take-home pay is a little lighter ne...
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Kiwisaver Changes in 2026

Key KiwiSaver changes for 2026 include a reduced government contribution (max $260.72 from July 1, 2025) and higher default employee/employer rates, moving to 3.5% from April 1, 2026, and 4% in 2028. High earners (> $180k) lose government contributions, while 16-17 year o...
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Criteria for choosing your next purchase

Here’s a practical checklist you can use when evaluating an investment property:✅ 1. Location & DemandIs the property close to public transport, schools, shops, and employment hubs?What is the vacancy rate in the suburb?Are there future developments (infrastructure, ...
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How much deposit do I need?

October 4, 2025

Adding value through your own efforts

Buying your first home isn’t just about a roof over your head—it’s about building your future wealth. More first home buyers are getting ahead by choosing “do-up” properties and adding value through their own work. This hands-on approach—what we call DIY wealth b...
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