When is a good time to start teaching children about money? The answer is as early as you can.
June 4, 2021
When is a good time to start teaching children about money? The answer is as early as you can.
Research shows that kids as young as three can grasp basic money concepts!
This week Stephen from My Money had the privilege of talking to a local school about money to help build ...
A short clip from the news this week with our own Stephen Robertson.
On the topic of the "Mortgage Holiday Scheme" coming to an end, If you find yourself struggling, don't do it alone. There are tools to help.
Tony from Money Trainer is a money coach who I highly recommend....
Why Use a Mortgage Adviser?
April 1, 2021
As Mortgage Advisers, we take care of all aspects of the application process and our application form is accepted by all of the lenders. We stay up to date with which bank prefers which type of deal and which type of client – giving every type of deal (no matter how big or...
Deposit saving ideas
February 10, 2021
First, set a goal and a date. Without a date, you will never get there. Set up a separate bank account for it. Call it ‘House Deposit Savings’ so it removes the temptation to dip into the funds. Ignore the interest rate on the account, as it will be small and will not be...
How to save the home deposit and not keep renting
February 3, 2021
Your rent can often be about the same as you would pay in mortgage repayments, so why not own the home!
First home buyers account for nearly a quarter of all house sales right now, so its good news out there. But the challenge is finding the deposit. Here are some ways ...
In keeping up to date with developments across the finance industry, the Reserve Bank has announced they have decided to remove mortgage loan-to-value ratio (LVR) restrictions for 12 months. The Reserve Bank’s decision was made in line with its financial stability man...
My Money December Update
December 6, 2019
Reserve Bank orders banks to increase capital by $20 billion
New Zealanders can expect to pay approximately $5 more a fortnight on a $100,000 mortgage as commercial banks are ordered to increase the capital they have in their reserves.That is one of the estimated effects from the Reserve Bank's much-anticipated decision on how much ca...
How would you like to pay half the interest rate your bank quoted just due to property zone? True story from this week
November 15, 2019
Short Case Study
Michael and Sue approached their bank to upgrade their home in a rural area which had a house, flat and small cafe.
Both Michael and Sue are self-employed and don’t need income from café to service the loan.
Their NZ bank approved the loan and they went unconditional...
Latest market update from Stephen Roberston
November 1, 2019
Interest Rates
Don't think rates will fall further? they can, and they will. ANZ predicts another 3 rate cuts by May next year.Coolest Rates: 3.54% for 1 year, 3.45% for 2 years, cash backs available for new lending.
Short Case Study
Mel...
Government’s announcement of changes to home ownership products
September 6, 2019
The Housing Minister this week announced a number of changes to the Homestart Grant and the Welcome Home Loan to come into effect on the 1st of October.
To summarise here are the key points of the Minister's press release:
The minimum deposit requirement for the First H...
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