Borrowing ability


Did you know that some banks are willing to lend you more than others?

When it comes to home loans, not all banks view your position the same.They all view and assess your application in different ways.Things like self-employed income, bonuses or rental income may be treated differently which can affect the amount you can borrow.These tools and...
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Reserve Bank Introduces Debt-to-Income Ratios: What It Means for Borrowers

In a significant move aimed at stabilizing the housing market and managing financial risks, the Reserve Bank of New Zealand has announced the introduction of Debt-to-Income (DTI) ratios for mortgage lending. This new policy sets limits on how much individuals can borrow base...
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