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The importance of having a good insurance adviser

Recently I was reminded of why it is so important to have a good insurance adviser instead of being a number in queue at the bank or direct supplier. My youngest son was admitted to hospital with a life changing diagnosis. Thankfully he will be OK.It was a stressful time for our family emotionally, physically and it had a financial impact. I was told by my policy holder that "he's not entitled to anything". My direct adviser reviewed the medical policy and foun...

Currently Renting?

Have you ever thought your rent payment would be better spent paying your own mortgage?Are you wondering how much you could borrow based on mortgage payments being what you currently pay in rent? Situations can change. Perhaps your landlords are selling the house you live in and now is a good time to buy your own home. Maybe your family is expanding and you are looking to purchase your own home. What ever the reason, our calculator may be able to help you know what you could afford.Use our ...

What to look for in a business broker?

There are a lot of people out there who are thinking of starting one business or the other. One problem they are encountering now is how to get financing for their business. There is no business that doesn’t need funding, even the non-profitable organizations need funding (they get their funding most definitely from sponsors). Most people only know one place they can go to get loans which is the bank.However, a business loan broker could be the perfect fit for your situation at the moment. Any...

4 good reasons to work with a Mortgage Broker

Why would you work with a Mortgage Broker when you are considering to buy property?Looking for a property, either your new home or an investment property, can be overwhelming. There are quite a few skills you need to make it to the finish line and settle on a property that is right for you. We can mention a lot of hurdles that can be in your way: Auctions, counter offers, misleading ads, unclear building and pest reports to name a few: It can all take its toll. Combine this with finding the best...

Pros and cons of debt consolidation

What are the Pros and Cons of Debt Consolidation?Taking out a debt consolidation loan can be a good option for anyone that finds themselves in a position where they find it difficult to meet their payments on their debts every month. If you are only meeting your minimum payments on a debt you will probably struggle to reduce the principal amount you owe and your debt could actually increase through added interest on your debt.Debt consolidation could be a good option for you into managing your d...

Foreign buyers ban – does it affect you or someone you know?

Buying property in nz: Changes are on their way!As you may have heard last week, the Government’s Overseas Investment Amendment Bill (overseas buyer ban) passed its final reading. The legislation though is not yet operative. The date on which the Act commences will be detailed Soon. Royal Assent has been given. No doubt it will be widely reported but I will try to advise you of the relevant dates as soon as possible. Please check back to this article if you want to be kept up-to...

Building a new house in NZ

Building a New House in New Zealand In New Zealand you will find that the legal process for buying land and building a house is well organized and is regulated extremely well to make it an equally fair process for both the buyer and seller. You should read on to discover all you need to know about building a new house in New Zealand. Buying a Block of Land In New Zealand it can take just three or four weeks to complete the purchase on a house or on a block of land on which you plan to build your...