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With Wills Month here, I wanted to share a quick reminder about something that is easy to put off, but incredibly important.

For many Kiwi homeowners, refixing a mortgage can feel like a routine admin task.

Earlier this week, the Australian Federal Government announced sweeping changes to Negative Gearing and Capital Gains Tax — two tax conversations New Zealand investors…

Buying your first home is a huge milestone — and buying at auction can feel like stepping into a completely different world.

Did you know you can get up to $260.72 from the Government – every year? One of the best features of KiwiSaver is that you’re not the only one contributing to your…

If you run your own business, getting a mortgage can feel harder than it should.

This is brilliant and I only just found out from my 10 year old’s teacher because he logged in and didn’t complete the module?

Navigating Rising Costs and Uncertainty in New Zealand: Practical Steps to Stay in Control

KiwiSaver Is Changing Next Month – Here’s What You Need to Know

Key KiwiSaver changes for 2026 include a reduced government contribution (max $260.72 from July 1, 2025) and higher default employee/employer rates, moving to 3.5% from…

The commonly quoted answer is 20% of the purchase price, but the reality is more flexible.

Here’s a practical checklist you can use when evaluating an investment property:

Buying your first home isn’t just about a roof over your head—it’s about building your future wealth. More first home buyers are getting ahead by choosing “do-up”…

Four words that almost destroyed our client's dream home purchase—and their financial future.

How to Fuel the economy and create growth – what is the RBNZ doing to assist?

A friend of mine from Craigs Investment Partners recently shared this with me in response to the market upheavals of recent times:

Purchasing a home is a monumental milestone, often accompanied by one of life’s biggest financial commitments: a home loan. If you’re planning to apply for a mortgage…

New legislation heading to Parliament this month will bring significant changes for landlords and tenants:

5 big reasons why you need to stop, think and talk to your adviser.

When it comes to home loans, not all banks view your position the same.

Many homeowners are grappling with the burden of high interest rates on their mortgages and while it may seem daunting, there are proactive steps you can take to manage…

Increasing KiwiSaver Default Contribution Could Boost Retirement Savings by $100k

In a significant move aimed at stabilizing the housing market and managing financial risks, the Reserve Bank of New Zealand has announced the introduction of…

Impact of the Removal of First Home Buyer Grants in New Zealand

Brightline Test Reduction: What It Means for Property Investors

New Zealand Adjusts LVR Requirements: Implications for Property Investors

Boost for First Home Buyers: Increased Support for Low Deposit Purchases

Navigating Bank Turnaround Times in New Zealand Property Market

A recent banking survey by Horizon indicated there is a lot of pressure already on home owners with more to come.

Mortgage rates may edge up further in the months ahead but economists and mortgage brokers spoken to by OneRoof don’t expect big hikes from now on.

Focus on the facts. Tens of thousands enter the property market each year in New Zealand and you can too.

If you reckon you were financially better off 18 months ago, chances are you're right. Household wealth has fallen by 9 percent since the end of 2021.

In a shock announcement for HSBC mortgage holders, HSBC has announced that it will be exiting the New Zealand market.

Buying a home is a significant investment that comes with various expenses, including mortgage payments. While paying off a mortgage over a long period can be daunting…

Although a property may look great on the surface, there can be a number of reasons where it is usually uninsurable and this means that you cannot get finance from a…

Since November 2021 many creditworthy borrowers have been blocked from obtaining finance by the LVR limits that were put in place due to the pandemic to reduce the risk…

Whether you’re a new resident to New Zealand or an ex-pat returning to our shores, a big part of your relocation is establishing a new home. For many, renting may seem…

I recently had the chance to listen to economist Tony Alexander speak at the Financial Services Council Conference. Although many in the Media see the current market…

And it is certainly time for a break. I would like to say a huge thanks to all our clients, our preferred partners and support people for helping us thrive this year.

This flowchart explains the process and the way I can help. It has become considerably more involved than it ever was before. The left side shows the steps and the right…

This week the Reserve Bank has lifted the Official Cash Rate(OCR)to 0.50 per cent. This was expected, and as they were poised to do back in August before the Level 4…

When is a good time to start teaching children about money? The answer is as early as you can.

A short clip from the news this week with our own Stephen Robertson.

As Mortgage Advisers, we take care of all aspects of the application process and our application form is accepted by all of the lenders. We stay up to date with which…

First, set a goal and a date. Without a date, you will never get there. Set up a separate bank account for it. Call it ‘House Deposit Savings’ so it removes the…

Your rent can often be about the same as you would pay in mortgage repayments, so why not own the home!

In keeping up to date with developments across the finance industry, the Reserve Bank has announced they have decided to remove mortgage loan-to-value ratio (LVR)…

New Zealanders can expect to pay approximately $5 more a fortnight on a $100,000 mortgage as commercial banks are ordered to increase the capital they have in their…

Michael and Sue approached their bank to upgrade their home in a rural area which had a house, flat and small cafe.

Don't think rates will fall further? they can, and they will. ANZ predicts another 3 rate cuts by May next year.Coolest Rates: 3.54% for 1 year, 3.45% for 2 years, cash…

The Housing Minister this week announced a number of changes to the Homestart Grant and the Welcome Home Loan to come into effect on the 1st of October.

Through my long-standing association with Bayleys we are pleased to be in a position to offer a limited number of spaces to this informative event at a pivotal time in…

I get all sort of people coming to me, some with very interesting stories. Here are three:

Recently I was reminded of why it is so important to have a good insurance adviser instead of being a number in queue at the bank or direct supplier. My youngest son was…

Have you ever thought your rent payment would be better spent paying your own mortgage?

There are a lot of people out there who are thinking of starting one business or the other. One problem they are encountering now is how to get financing for their…

As you may have heard last week, the Government’s Overseas Investment Amendment Bill (overseas buyer ban) passed its final reading. The legislation though is not yet…

Taking out a debt consolidation loan can be a good option for anyone that finds themselves in a position where they find it difficult to meet their payments on their…

Why would you work with a Mortgage Broker when you are considering to buy property?

In New Zealand you will find that the legal process for buying land and building a house is well organized and is regulated extremely well to make it an equally fair…